"Why do I fight like I do against seemingly insurmountable odds?
Let me tell you. Because of stories like the 71 year old man who was told in 2011 that he must be 3 month behind on his mortgage to get a HAMP modification. He continue paying for two more years despite this "advice" from his "bank". Finally after the same bank froze his credit lines, destroying his business, he found himself in foreclosure. He then went through multiple attempts at HAMP with over 9 different points of contact. His documents were lost, he was mis-informed and each time they denied his request because of inadequate documentation. The IRS came after him too. Likely so they could take his money and convert it to bombs to kill kids in Pakistan.
He is still trying to work with the "bank" despite the fact there are 3 versions of his Deed of Trust. Unfortunately he now lacks the funds to litigate. The "bank" knows this. They want to reject his most recent attempt again for lack of documents but each time he submits, they offer another request. I call it moving the goalposts. They want his house.
This has been debilitating for him and his elderly wife. They are facing homelessness. They both suffer from PTSD now after years of stress and they have no options.
THIS IS NOT AN ISOLATED CASE. THIS IS THE NORM! We bailed out deadbeat banks but allowed them to turn around and kick people out of their homes, after they over leveraged our entire economy and now our communities are faced with homelessness, mental health issues and increasing crime. People who worked their entire lives to build their retirement, had it stolen in less than the blink of an eye. Some people give up entirely and commit suicide. I have had clients or known of homeowners who developed heart problems and other issues because of the abuse of the banks (not really banks any more actually-third party debt collectors that never lent a dime).
So while, I do address other concerns, and there are too many to count, this is the concern that troubles me most. Do we really live in a country where we would allow this to happen? Will our state representatives refuse to hear the cries of the people, in favor of a banking elite who control the game? There ARE things that they could do if they had the will. I made recommendations last session but the lobbyist for the Washington Banking Association persuaded yet another delay. I first testified in 2011. AND our Attorney General has don't next to nothing to protect homeowners.
I am not talking free house here. I am talking equity and fair play. I am talking equal protection and due process. I am talking not letting pursuit of the dollar to blind us to compassion for people.
I will continue fighting in one capacity or another until there is a real response. I will do it for people like this gentleman because he has no one else to fight for him. I will do it for my children because they deserve so much better than this.
OHHHHHH so when you see me rant about people not engaging consider this 71 one year old man and the many other people I see around me. This is not sport to me. And it certainly is not spectator sport. I get upset when I see people treat it like one because there is so much at stake. This man does not have a decade to wait for us to get our act together. I am acutely aware. So likely, I will continue to rant when it seems that one is called for!
On last comment:
Why do I support Gary Johnson and Bill Weld? Because when I spoke with them, both of them were warriors for good. I could see it in their eyes. We are kindred spirits. Rough around the edges, don't always say the right thing, don't always know all of the answers , and we anger some folks sometimes but we are vigilant in our defense of innocence, justice and liberty for all and not just those who will cut us a fat check!
VOTE GARY JOHNSON AND PERSUADE 10 OTHER PEOPLE TO VOTE CHECK HIM OUT AND VOTE FOR HIM AS WELL. AND THEN PRAY FOR A MIRACLE."
- Michelle Darnell
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